Straight Talk About Mortgages 

We help people who are serious about their money, avoid costly wealth transfers when they buy, sell or refinance real estate.

(Take the Mortgage Quiz Below)

The Harsh Reality Is That People Cannot Afford To Make Mistakes With Their Money.
Decisions made today have a far reaching impact on lifestyle in the future. Most American families face major challenges in reaching their retirement dreams. We are bombarded with a multitude of traditional financial information and advice. This conventional advice is simply not preparing us adequately for the future. Research statistics are conclusive that the majority of Americans are making poor decisions and mismanaging their wealth.

What You Don’t Know May Be More Important Than What You Do Know. 
While your house may be your largest asset, your mortgage (or lack of a mortgage) may be your greatest liability. Trying to manage your assets without learning to manage your liabilities can be like heating your house with the windows wide open. Your house is not just a place to live. It is a long term financial investment. Learn how to pay off your mortgage most efficiently. The impact of saving small amounts through effective borrowing can add up to a great deal of future wealth.

If What You Thought To Be True Turned Out Not To Be True, When Would You Want To Know?
Right now, of course! Conventional financial advice is often confusing and can be very complex. Your financial education may be similar to the experience of learning about the Birds and the Bees. Your parents may have omitted key details and your very well informed friend may have also been slightly confused. It is time for clarification.

Learn How Money Really Works
We help our clients navigate the complex and confusing financial information highway. The solutions are simple, easy to understand and straightforward.

If this is a concern of yours and you would like to learn more then we should schedule an appointment to meet to discuss your options.

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A large down payment will save you more money on your mortgage over time than a small down payment. *
A 15 year mortgage will save you more money over time than a 30 year mortgage. *
Making extra principal payments saves you money. *
Interest rates is the main factor in determining the cost of mortgage. *
You are more secure having your home paid off than financed 100%. *